M1A2- Leadership and Ethics Assignment Example | Topics and Well Written Essays - 750 words

M1A2- Leadership and Ethics - Assignment Example The rumors were about the managing Director embezzle the company’s resources. To add on that, the aspect of mismanagement, where employees were not included in planning and the issue of ethnicity and racism was so much in practice. This caused a lot of unrest among the staff that the managing director went into hiding. The situation was so bad, that even the organizational output decreased tremendously. The breech in ethical principles and etiquette cost the organization a great deal, as they had to come up with strategies on guidance and counseling for all the staff members to reach and address the root cause of the problem. Hence, the inter relationship between values, morals and work ethics was established in a bid to solve the crises. According to Duska (1998), values refer to the definition of the good and bad in society. Moral values are those attributes that are upheld and valued in the society. Typical values include honesty, integrity, compassion, courage, honor, resp onsibility, patriotism, respect and fairness. By that definition, one could categorize the values listed above (honesty, integrity, compassion †¦) as â€Å"moral values† - values derived from a higher authority. When one acts in ways, which are consistent with our beliefs (whether secular or derived from a moral authority), we will characterize that as acting ethically. Hence, for one to be ethical, they need to posses ethics and moral values. According to Naagarazan (2006) the strategies to address the ethical crises apply in real life, whereby one attends therapy sessions and guidance and counseling in case, they face conflicts at home and the workplace. These tactics instill self-confidence in the individual, in that they are able to address and face their problems. This strategy is therefore effective in both the work place and real life situations. Reference List Duska, R. F. (1998). Education, leadership and business ethics: Essays on the work of Clarence Walton. K luwer Academic Publishers: Dordrecht Naagarazan, R. S. (2006). Textbook on professional ethics and human values. New Age International (P) Ltd., Publishers: New Delhi. A true leader should be able to address the specific organizational requirements while rendering his or her duties of ethical leadership. Discuss how you think virtues of character and leadership skills are acquired or developed within specific organizational contexts. For any given organizational framework, analyze parameters that will help you identify principles of best practice for leadership development. Identify and analyze attributes and competencies of effective leadership that can help implement these principles of best practice. Sucher (2008) wrote that, some of the leadership traits like humility, aggressiveness, and patience are innate, in that one is born a leader. They are nurtured in the day-to-day handling of the people in the organization. On the other hand, there are those traits that are acquired th rough practicing leadership for example, conflict resolution and team building. There are also those traits in leadership that are acquired through training, for example, listening and empathy skills from guidance and counsel ling classes, conflict resolution and team building from the managing people courses that people attend. Peterson & Sondergaard (2008) asserted that an organization that experiences effective ethical leadership, experiences high output. The staff on the other

''The Cadbury Report on Corporate Governance(Cadbury Code 1992) had Essay

''The Cadbury Report on Corporate Governance(Cadbury Code 1992) had serious and significant flaws that rendered it incomplete as a tool to control certain types of unscrupulous economic behaviour'' - Essay Example As a result the investing public began to lose confidence (Colley, 2005). Apart from the loss of valuable investments such business failures also gave rise to the loss of jobs, shattered public confidence and the decline of the savings invested in the company stock along with the fear of future corporate failures. It was after these failures that the media and the governments made a combined effort to stress on the importance of corporate governance, not just b y highlighting what had gone wrong but also brought the board of directors of the functioning corporate into the public eyes(Colley, 2005). The Industrial Revolution was followed by a wave of capitalism. In capitalism the wealth was restricted to a particular class which continued to get wealthier whereas the remaining segment was poor. This wealth was acquired by those with flourishing businesses at the expense of their workers, customers and the public shareholders. At this point the government began to take notice of the situation and took steps to introduce measures to protected those affected in a negative way by such business practices. As capitalism developed it gave more people the opportunities to set up their businesses. Those with capital begin o to their money together to set up and sun businesses. This made them the shareholders of these businesses. As these businesses grew in size, governance became a challenge (Colley, 2005). In order to understand what corporate governance truly is we must first understand what governance in general terms means. Once we know what governance is we can look into the history of cooperates and why the need for corporate governance was felt. Governance generally refers to the art or the process of governing. This is a concept which in one form or the other has existed throughout the ages across all civilizations. Governance and its processes have changed over time to meet the changing environment. History has seen

Informational Privacy Essay Example for Free

Informational Privacy Essay The divide between the law and human ethics has been a rather blurred one, with many people wondering where the dividing line ought to be drawn (Rowland, 2005). For on the one hand the law ought to be obeyed and not questioned as it is the supreme authority of the country; yet on the other hand ethical considerations, especially in cases where the law is silent, ought to be considered too. For many are the times when the law has failed to be of any use because it is either obsolete due to age or it just does not take into account changes in life. Technological advancement is one area where the law has totally failed to keep up pace with new issues that emerge with the result that it has been difficult, even impossible, to have sound decisions on matters of technology (Rowland, 2005). This paper considers a case of information privacy from the point of view of the parents of a naval officer whose emails they cannot access after his death. Discussion Justin Ellsworths Parents ought to have been allowed access to their son’s emails because of a number of reasons. The first one is that according to the utilitarian theory, this is a man who had done so much for his nation (Rowland, 2005). He had given his own life in exchange for the lives of many other Americans whom he sought to protect from their enemies. He literally died serving his nation. In this case he was of great use and value to the nation. On this basis, the parents, who are his next of kin, ought to have been allowed to access his emails. One thing is critical in this entire case – the parents do not merely want access their son’s email but want to do this for a good reason. The reason is that he died away in battle unexpectedly and so left no final word to them. They are obligated to know what their son might have though or said prior to his death so they might understand his possible feelings then. Secondly, as people who are bereft of their son, these parents can probably be little comforted in sharing in the feelings of their son – feelings they can only get if they are able to access his email. Finally, it is worth considering the alternative – if they are not allowed access, they will probably be less happy, develop negative attitudes towards the authorities and the law enforcement agencies, and most likely even develop a hatred for any form of government service. They might even engage in dissuading other people from ever considering to be patriotic based on their own experience that patriotism is never rewarded. The eventuality could be that fewer people would be wiling to enlist as servicemen and women in the country’s naval forces. The reason is that their son as not treated with the worth he deserved. Finally, the emails will be of no use to anyone else after all so keeping them or deleting when someone desperately them is essentially despising the person. Deontological ethical considerations require that everything be done in accordance with the law (Rowland, 2005). On this basis, it is all right for Justin Ellsworths Parents to be denied access to the emails belonging to their son. And privacy law is one that ought not to be broken at all because breaking it is both an offence as unethical. Imagine accessing the secret thoughts of a mature person. This is a person who, unlike a child, could express himself. If he had any information intended for parents he must have send it over. Above all, else, he entered into agreement with Yahoo not to disclose his personal information. This contract is binding for as long as his account is not terminated. Such information may never be shared or disclosed to third parties regardless of their closeness to him. It is about obligation, duty, and responsibility. Not every law is popular with all people; but the law is designed to serve mankind and not mankind to serve the law (Rowland, 2005). This in essence means that the law or a duty or an obligation that one party has towards another cannot be changed just like that. Agreements are binding legally and can only be nullified or revoked by mutual agreement between the parties to the agreement. So, as long as the law requires that there is no access, there ought to be no access. It is a universal law and is also fair – granting justice to the offender and the offended as well. In fact acting in the right way morally is only possible when the actors are made to have a sense of duty and responsibility. Without such a sense, they will tend to be less concerned (Rowland, 2005). Conclusion The difference between utilitarian and deontological approaches to life issues is that while the former justifies an act based on its inherent worth or utility, the latter purely bases the worth of an issue on its ability to adhere to ethical or moral issues which in turn are brought about by having a sense of duty. This means that the argument as to whether or not Justin Ellsworths Parents ought to have been allowed to gain access to their son’s emails is dependent on which side of the two theories one is considering. If it is the deontological one, then they ought not to be allowed it is against the law; but if it is utilitarianism then they deserve to be allowed for Justin Ellsworth was of great value to the country.

Theories of Reflection in Teaching

Theories of Reflection in Teaching Understand the application of theories and models of reflection and evaluation to reviewing own practice. Analyse theories and models of reflection and evaluation. Explain ways in which theories and models of reflection and evaluation can be applied to reviewing own practice. (use SWOT analysis if possible) Introduction: Reflecting allows the teacher to mentally process, analyse and utilise an experiential knowledge in changing and replicating an outcome. The use of reflection allows the tutor to progress in their tuition. David Berliner (1992) indicates that the tutor advances in phases going from novice to expert Donald Schon in his book The Reflective Practice (1983) introduced reflective practice in which he used John Dewys learning through experience notion, based on other theories of learning and development like Jean Piaget, Kurt Lewin, William James and Carl Jung. Reflection according to Donald Schon is the ability of professionals to think what they are doing while they are doing it. He states that managing the indeterminate zones of professional practice requires the ability to think on the run and use previous experience to new conditions. This is important and needs the ability to reflect-in-action. As a teacher, I try to be student-centred, understanding, evidence-based and economical all at the same time. Schon also gives insight into how the reflective professional is formed. He describes the main ideas as: Reflective Practicum: A practicum is a setting created for the task of learning a practice D. Schon (1983). This links to learners learning by doing, with the tutors assistance. The practicum is reflective in two reasons: its intention of helping learners becoming proficient in a type of reflection-in-action, and when it functions properly, it entails a tutor learner dialogue of teacher taking the form of reciprocal reflection-in-action. (Argyris and Schon 1978) Tacit knowledge: arises from Michael Polanyis work where he describes the ability of picking out a familiar face in a crowd, without any thought, or a systematic features analysis. We cannot tell how this is done; hence the knowledge is unspoken or tacit Knowing-in-action: is also Schions idea which stems from the tacit knowledge concept. It is a type of knowledge that can be revealed in the manner we perform our duties and tackle problems. The knowing is in the action. It is shown by the skilful execution of the performance we are notably not able to make it verbally explicit. This tacit knowledge is obtained from investigations and also from the practitioners own reflections and experience. Reflection-in-action: occurs whilst a problem is being addressed, in what Schon termed the action-present. It is a response to a surprise such that the expected outcome is out of our control. This reflective process is conscious, but may not be verbalised. Reflection-in-action is about challenging our assumptions (since knowing-in-action is the basis of assumption). It is about thinking again, in a new way, about an already encountered issue. Reflection-on-action: is reflection after the event. Carefully carried out and recorded, willing suspension of disbelief. This phrase was made use of by Samuel Taylor Coleridge for describing the method of committing into an experience without judgement, in order to learn from it. Schon applies the term in association with the concept of learning by doing. One cannot will oneself to believe until one understands. But understanding often will only come from experience D. Schon (1983). Hence there is a need for the experience to occur. Operative attention: relates to the readiness to use new information. This concept is partly obtained from Wittgensteins contention that the meaning of an operation can only be learned through its performance. It prepares the student for feedback on that activity and builds understanding. The Ladder of reflection: Argyris and Schon describe a vertical dimension of analysis which occurs in the dialogue between student and tutor. In order to climb the ladder you must reflect on an activity. In order to move down the ladder you move from reflection to experimentation. This being a ladder, you can also reflect on the process of reflection. From my point of view, this process assists to modify stuck situations. Moving up or down the ladder is not essential as long as it assists tutor and learners in achieving together convergence of meaning. Kolb: Kolbs theory and model relies on the idea that the tutor and learner learn by experience and then modify collected information into knowledge. Kolb was encouraged by both Dewy and Piaget in the 1970s as were many other theories. Concrete Experience (doing/having an experience): is the doing part which arises from the content and process of the classroom tuition together with other teaching duties and practices. Concrete experience also arises from ones own experience of being a learner. Reflective Observation (reviewing/reflecting on the experience): associates with analysis and judgements of events and the discussion about the learning and teaching between tutor, mentor and colleagues. Tutors reflect on their teaching experiences specifically when they are not experienced and have seen a lesson that did not progress well. This may be called common-sense reflection. It is essential to express our reflections in some systematic way in order not to forget thoughts and develop on that experience for further reference. This might be carried out through self-reflections or evaluations after the event through keeping a log or journal. It might also include learner feedback and peer observation of teaching. Reflection in itself is not enough for promoting learning and professional development. Unless acted upon, reflection on its own without an action equals no development. Abstract Conceptualisation (concluding/learning from the experience): In order to plan what could be done differently next time, one must be informed by educational theory and advancement, for example, through CPD. Reflection is therefore a middle ground that brings together theories and analysis of past experiences. It allows a conclusion referring to practice. Active Experimentation (planning/trying out what you have learned): The conclusions formed at the Abstract Conceptualisation phase then create the basis for planned changes Active Experimentation. Active Experimentation then begins the cycle again; To implement change in teaching practice, one generates further concrete experience which in turn creates reflection and review to form conclusions referent to the effectiveness of those changes. Strengths Weaknesses Skills: Organization, interpersonal communication, problem solving, multitasking, and creative abilities. Education: Postgraduate degree, Diploma in Education Training (in view) Experience: One year teaching experience Networking: Have kept contact with teaching colleagues Character traits: Determined, hardworking, motivated, enduring, loyal, trustworthy, thrifty, and resourceful. Gaps in experience: One year teaching experience which might not be enough for senior roles in the education sector. Not yet achieved a Qualified Teacher Status Gaps in networking: Need to know a wide range of key players in the education sector. Opportunities Threats Technology: Online marketing, YouTube, mass communication Legislation: Government favours education sector Economy: May be buoyant for career growth. Demographics of Population: Large population, city, lots of job opportunities. Geographical: Schools and FE colleges are in the area. Sectors: Much growth in high-tech and hospitality sectors. Legislation: Government regulations restrict some education institution practices in pending privacy laws. Social Values: Some people may discriminate against being a democrat in a republican state. Economy: Current situations are terrible, unemployment is sky high. Demographics of Population: because I live in a crowded area there is more competition. Geographical: May have to move out of state to get a job. In analysing Kolbs theory model, I observed that it hugely depends on trying and re-trying of the complete instead of the step-by-step approach preferred by Argyris and Schon, the pitfalls are in the detection of small errors that lead to the complete inefficiency that could become enormous making smaller detail to be overlooked. The impact of the above-mentioned theories, models and principles amongst others is obvious in the reflective tutor and in my own practice, reflection is an importance aspect of my practice and Schons Ladder of reflection is an easy means of quantifying and analysing the advances and shortcomings of my practice, paving way for assessment and re-assessment of small aspects of teaching to be analysed and modified without changing the main part of the content and delivery. References: Argyris, C., Schon, D.   (1978) Organisational learning: A theory of action perspective.   Reading, Mass: Addison Wesley. Berliner, D. (Ed.). (1992). Exemplary performances: Studies of expertise in teaching. Reston, VA: The National Art Education Association. Dewy, J. (19930 How we think. A restatement of the relation of reflective thinking to the educative process. (revised edition), Boston: D. C. Heath. Kolb, D. A. (1984) Experiential Learning experience as a source of learning and development, New Jersey: Prentice Hall. Schà ¶n, D. (1983). The Reflective Practitioner: How professionals think in action. London:  Temple Smith Schon, D. (1991) The Reflective Practitioner How Professionals Think in Action, London: Avebury

The Unusual Protagonist of Grettirs Saga :: Grettir Saga Essays

The Unusual Protagonist of Grettir's Saga  Ã‚   The decision to make Grettir the protagonist for Grettir's Saga is an interesting if not unusual choice on the part of the author(s). Examination of this atypical choice speaks volumes about the Icelandic society in the 13th century, when it is believed the saga was written down, as well as Icelandic society during the 10th century, when the majority of the action in the saga occurs. Before we begin an analysis and examination of Grettir, however, it is important to understand what a saga is and the purpose it serves. The author of Grettir's Saga is unknown. In fact, there is actually more than one author. Sagas were not written down until the 13th century at the earliest, yet they cover events that occurred even before the founding of Iceland between 830-950 (Hastrup 150-51). The reason for this discrepancy is that sagas began as oral stories. The sagas were passed down from generation to generation orally until they were written down in the 13th century. This is why there are actually multiple authors to the saga. Each time the saga was told, it was not told exactly the same. As the storytellers changed, so to did some of the events of the saga. While the changes made to the saga by the storytellers were not significant to change it's overall meaning, they do have the ability to enhance certain feats by Grettir, attacking the credibility of the story if dwelled upon. However, while certain events may not be completely true, the message that Grettir portrays and the issues that he represents are true and accurate. It is important to remember that the saga was considered a history, but was not to be used as a primary source for information. It served better when considered a vehicle for transporting traditional wisdom based on historical knowledge (Hastrup 143). Grettir was an unusual choice as a protagonist because he was an outlaw. He did not possess many heroic qualities and was not the typical protagonist that was liked by many of the characters in the novel or saga. Grettir was actually disliked by many and constantly in trouble with the law. Grettir's exploits were humane at times and bordered on heroic but his misdeeds weighed heavily against him. The author(s) of the saga took a chance by using Grettir as their protagonist.

Observations on Emersons Self-Reliance :: Emersons Self Reliance Essays

Observations on Self-Reliance "Nothing can bring you peace but yourself. Nothing can bring you peace but the triumph of principles ." This quotation forms the closing two lines of Ralph Waldo Emerson's "Self Reliance". I am greatly enlightened by his ideas in this article. "Trust thyself" was his advice and many Americans listened. They not only listened in Emerson's lifetime, but his individualistic concepts have reverberated up to the present time. After reading the ideas expressed in "Self-Reliance", I have come to believe that self-reliance is the most important factor in my life. Emerson believes that a man should not be what he is not. "There is a time in every man's education when he arrives at the conviction that envy is ignorance; that imitation is suicide." If a man is envious of other people, he will ignore all merits of himself. If a man imitates other people, he will lose his identity - like suicide. It is common to find a woman like me envious of other people. I am jealous if a girl in the class is more beautiful than I. I am jealous if a classmate gets a higher score on tests. I am jealous if my neighbor has a better car. But as I always find out, when I praise the girl, people will say "you are beautiful, too"; when I praise the classmate, people will say "remember you got a higher score last time"; when I praise the car of the neighbor, people will say "he spent money that he did not have". There is always a "the better side" of myself, which I cannot see because it is hindered by my own jealousy. Imitation is the result of jealousy. When I was in high school, I tried to imitate a girl in my class because I thought she was pretty cool. I bought the same dress, the same shoes, had the same hair style, and tried to act the same way. After one month, I was considered the least cool person in the class. I did not get what I wanted, but instead, lost what I had already had. I was born in a Christian Chinese family in Beijing, China. Under the strict rules of my mother, I began learning piano and Kung-fu when I was six, and many other things other children did not learn. From then on, I was always told to be the best, and I always thought I was the best. Observations on Emerson's Self-Reliance :: Emerson's Self Reliance Essays Observations on Self-Reliance "Nothing can bring you peace but yourself. Nothing can bring you peace but the triumph of principles ." This quotation forms the closing two lines of Ralph Waldo Emerson's "Self Reliance". I am greatly enlightened by his ideas in this article. "Trust thyself" was his advice and many Americans listened. They not only listened in Emerson's lifetime, but his individualistic concepts have reverberated up to the present time. After reading the ideas expressed in "Self-Reliance", I have come to believe that self-reliance is the most important factor in my life. Emerson believes that a man should not be what he is not. "There is a time in every man's education when he arrives at the conviction that envy is ignorance; that imitation is suicide." If a man is envious of other people, he will ignore all merits of himself. If a man imitates other people, he will lose his identity - like suicide. It is common to find a woman like me envious of other people. I am jealous if a girl in the class is more beautiful than I. I am jealous if a classmate gets a higher score on tests. I am jealous if my neighbor has a better car. But as I always find out, when I praise the girl, people will say "you are beautiful, too"; when I praise the classmate, people will say "remember you got a higher score last time"; when I praise the car of the neighbor, people will say "he spent money that he did not have". There is always a "the better side" of myself, which I cannot see because it is hindered by my own jealousy. Imitation is the result of jealousy. When I was in high school, I tried to imitate a girl in my class because I thought she was pretty cool. I bought the same dress, the same shoes, had the same hair style, and tried to act the same way. After one month, I was considered the least cool person in the class. I did not get what I wanted, but instead, lost what I had already had. I was born in a Christian Chinese family in Beijing, China. Under the strict rules of my mother, I began learning piano and Kung-fu when I was six, and many other things other children did not learn. From then on, I was always told to be the best, and I always thought I was the best.

Hcs 235 Week Health Care Utilization Paper

Health Care Utilization Paper HCS/235: Health Care Delivery in the U. S. Health Care Reform The Patient Protection and Affordable Care Act of 2010 (PPACA) was designed to decrease health care costs and require health care access to all U. S. citizens. The Act has the potential for reducing the cost of health care in the United States; however, with many risks which could possibly strain the health care system, increase debt, and decrease the quality of care many are concerned. Access to Care The PPACA was enacted in 2010; however, the Act was not completely implemented right away.The health care reform has been dispersing provisions as the years progressed. Provisions such as simply investing in new resources to fight against fraud, waste, and abuse in government sponsored programs such as Medicare and Medicaid will strengthen the quality of the programs and also protect taxpayer’s money. Under the Affordable Care Act—young adults are allowed to continue in their parent s’ health insurance plans until they reach twenty –six years of age, unless the young adult has health care insurance under their own employer.In the past, medical health insurance companies have denied payments for patients who got sick. Incidents where breast cancer patients were found to have lost medical coverage from their insurance companies after diagnosed with the major disease. The Act makes this action illegal for insurance companies to rescind medical benefits. The purpose of the PPACA is to provide health care services to all Americans, whether through government programs or employer–offered health insurance plans. The Act provides small businesses and some large businesses with tax credits for providing health care benefits to their employees.Huge investments are placed into prevention. Preventing diseases and illnesses with free preventative care to individuals will impact the costs of emergency room claims from individuals who wait until their dis eases or sickness is unbearable. Emergency room claims are far more expensive than preventative care. Keeping previously uninsured individuals healthy before they join Medicare reduces the cost burdens of taxpayer dollars for uninsured patients receiving care at hospitals which go unpaid and drive the cost of health care. UtilizationUtilization management has taken a key role in the health reform act because it evaluates the need, appropriateness, and the efficiency of the health care services which will be used by the covered individual. Health insurance plans are pressured to find ways to reduce plan costs and improve the quality of care provided to their members. Utilization management efforts have reduced inappropriate services and high medical costs just by taking some time to review pre-authorizations instead of providing clinically inappropriate, out-of-network services which prevents the accurate care for patient and increases cost for plans.Today’s decision-making an d support of utilizations for members are performed in real-time. Real-time utilization achieves the decrease of unnecessary expenses and improves member’s health. Use of unnecessary services increases the cost for plans and limits them on the amount of services they can provide to members who are in dire need of them. Universal Health Care Achieving the goal of providing health care benefits for all U. S. citizens is a goal that is not new in our health care system and still lingers to be resolved by government officials.The health reform act’s provisions are stated to achieve these goals. The Medicaid expansion could possibly insure 21. 3 million Americans; however, States are given the opportunity to opt-out of the health reform Medicaid expansion. States will not be penalized for not expanding coverage to low-income individuals or families. The Medicaid expansion will provide services to low-income adults with or without dependent children, low-income children who turn nineteen years of age and classified as adults, and low-income adults with disabilities who do not qualify for Social Security Benefits.Previous States who have expended Medicaid benefits to their low-income residents have reported a decrease in uninsured residents, improved access to health care, and an increase in a healthy population. The result of States opting out of Medicaid expansion benefits will increase emergency uncompensated care for hospitals and other health care entities. The health reform act will be less effective and will drive the cost of care for the rest of the country when States opt-out of the Medicaid expansion efforts creating an imbalance within the nation. Personal ExperienceThe Medicaid expansion efforts have provided strict regulations to managed care organizations such as the one I currently work for. However, the provisions for increasing Medicaid expansion in the state of Florida will allow more residents to acquire health care benefits which eve ntually will improve the overall health of the residents in Florida and lower the costs of providing health care benefits. Utilization management has become a great asset in decreasing costs for the organization allowing for benefits to be distributed to more members who are in need of medical care.The consolidations of Managed Care Organizations (MCOs) into Health Maintenance Organizations (HMOs) or the Provider Service Network (PSN) will allow the members to receive services from a vast of in-network providers and achieve a higher quality of care. The transition will start taking affect August of 2013 and will continue through 2014 until the transition is complete. The not knowing how the reform affects our jobs is what is most daunting.Getting the proper facts and also communicating with your employer to get a better understanding on their action plan for the provisions of the health care reform are most encouraging. Knowing what is currently happening, what is going to happen, a nd where you will be situated at the end of the day is what matters the most—especially in this economy. Conclusion The Patient Protection and Affordable Care Act will help the nation to provide health care access to all U. S. citizens.The provisions in health care reform act will allow all uninsured individuals to acquire at least some type of basic health care coverage through government programs or employer–offered health insurance plans starting as early as January 2014. Small and large business employers are able to register now to provide health insurance benefits to their employees at a tax credit or some type of incentive if they have not done so already. Preventing the costly hospital claims by offering preventative care to individuals will not only save lives, but will also lower the costs of hospital bills which, unfortunately, are later paid by taxpayers.